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These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area. Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time.

They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).