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This means that there may be fewer protections in place to ensure that consumers are treated fairly. Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest.

Here are the bad steps you can follow to apply for a payday loan online:. Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time. And if you live in a rural area, it can be hard to find a traditional lending place nearby.