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Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits. If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent.

Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest. However, there are also some potential drawbacks to getting a loan from a bank.

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