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However, it is important for borrowers to carefully consider the loans terms of their installment loan before agreeing to take it out. Additionally, carrying a high balance can damage the loans borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts.

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This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets. Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks.