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Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate. However, cash advances on credit cards also come with some significant drawbacks. That makes it easier for people who might have trouble getting approved for other types of loans.

Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. This can make cash advances on credit cards a very expensive way to borrow money.

More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. Banks also often have a wide range of loan products to choose from, so the online loans vergennes vermont vt bad credit online loans vergennes vt borrower can find a loan that meets their specific needs.