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These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan.

Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest.

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