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When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the credit time to understand your specific financial situation and help you find the right loan product. With a wide range of loan options and competitive interest rates, banks are a reliable and trustworthy choice for borrowing.

That means you don't have to take time out of your busy schedule to go somewhere in person. This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the loans borrower has.