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Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date. Installment loans can also help borrowers to build or improve their credit score.

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This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the loans borrower has. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. One of the credit main advantages is the lower cost.