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And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

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Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits.