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They will then be able to withdraw a certain amount of cash, up to their cash advance limit. Check out reviews and compare terms and fees from several different lenders before you decide which one to use.

And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice.

This can be especially useful in an emergency situation, such as a car breakdown or medical expense. Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date. Only apply for credit when you really need it, and try to avoid applying for too much credit at once.

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