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However, there are also some potential drawbacks to getting a loan from a bank. This may include your name, address, phone number, employment information, and bank account details. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget.

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Online loans are also very flexible when it comes to who can apply. There are several advantages of a credit card cash advance over a payday loan.