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The lender will hold onto the starkville loan funds until the loan is paid off, at which point the funds are released to the borrower. The application process can be time-consuming and may require the online borrower to provide a significant amount of documentation.

You may be able to access the co funds as soon as the next business day. Keep your credit utilization low: Credit utilization is the starkville amount of credit you're using compared to your total credit limit.