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Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases.

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One option you might consider is a secured credit card, which requires a deposit as collateral. These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan. If you are considering a doorstep loan, be sure to carefully research your options and understand the credit terms and conditions of the loan before you agree to it.

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