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Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well. Use credit wisely: If you do have credit, use it responsibly.

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There are several advantages of a credit card cash advance over a payday loan. Wait for approval: The lender will review your application and determine whether you are approved for the south loan. They offer a predictable payment schedule and often have lower interest rates than other types of loans.