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Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent. Keep your credit utilization low: Credit utilization is the gardiner amount of credit you're using compared to your total credit limit.
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