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It's important to note that payday loans can be very expensive and should only be used as a last resort. Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

Don't max out your credit cards or take on more debt than you can handle. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). This includes personal loans, mortgages, car loans, and business loans.

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