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An unsecured revolving credit line, on the ga other hand, is not secured by collateral. This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the bad borrower has.

This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. To get a cash advance on a credit card, the online cardholder will need to provide their credit card and a valid identification, such as a driver's license or passport.