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It's generally a good idea to keep your credit utilization below 30%. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases. Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate.

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