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Credit lines for unbanked people. This can be especially helpful if you are facing financial difficulties or are unable to make regular monthly payments.

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The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you.