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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. This can be done at an ATM, bank, or other location that offers cash advance services.

However, cash advances on credit cards also come with some significant drawbacks. To get a loan from a bank, the scotts borrower must first apply for the loan and provide the bank with information about their financial situation and credit history.