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These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. As long as the bad borrower makes their payments on time and in full, they can demonstrate their ability to manage debt responsibly, which can have a positive impact on their credit score.

It is important for the scott borrower to carefully review the loan agreement and ensure that they understand all of the terms and conditions before signing. Here are a few:. Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks.