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One of the in main drawbacks of doorstep loans is the high cost. However, it is important for borrowers to be mindful of their spending when using a revolving credit line.

For example, if the online borrower has a credit limit of $10,000 but only borrows $1,000, they will only pay interest on the $1,000 that they borrowed. This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history.

However, there are also some potential drawbacks to getting a loan from a bank. Credit card cash advances do not have a fixed repayment schedule, which means that the loans borrower can pay off the loan at their own pace. They offer a predictable payment schedule and often have lower interest rates than other types of loans.