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Additionally, credit card cash advances are typically more flexible than payday loans. Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate.

Additionally, carrying a high balance can damage the online loans saluda north carolina nc bad credit online loans saluda nc borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the nc APR on a credit card cash advance is typically around 25% or higher.

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