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Personal loans can be used for a variety of purposes, such as consolidating debt, financing a home improvement project, or paying for unexpected expenses. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay.

Rather than going to a bank or credit union, you can apply for an online loan from the loans comfort of your own home. When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the michigan time to understand your specific financial situation and help you find the right loan product.