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The bank will then review this information to determine the francisville borrower's eligibility for the loan and, if approved, the amount they can borrow and at what interest rate. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

A personal loan is a type of loan that is issued by a lender to an individual borrower, rather than a business or organization. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget.