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One of the online main advantages of a revolving credit line is the flexibility it offers. For example, many online lenders do not require a minimum credit score or collateral.

And once you are approved, the me money can be transferred into your bank account in just a few hours or days. Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the loans possibility of legal action. That means you don't have to take time out of your busy schedule to go somewhere in person.