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To get a cash advance on a credit card, the credit cardholder will need to provide their credit card and a valid identification, such as a driver's license or passport. Community involvement: Credit unions are often closely tied to the rockwood communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities. Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits.

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