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This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances.

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Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well. This may include your name, address, phone number, employment information, and bank account details. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances.