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Avoid applying for new credit unnecessarily: Each time you apply for credit, it generates a "hard inquiry" on your credit report, which can slightly lower your credit score. Using a secured credit card responsibly can help you build or rebuild your credit.
A secured revolving credit line is one that is secured by collateral, such as a car or a house. Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments.
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