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This process can take anywhere from a few minutes to a few days, depending on the loans lender. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Instead, lenders rely on the loans borrower's creditworthiness and income to determine whether to approve the loan and what terms to offer.
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Don't max out your credit cards or take on more debt than you can handle. If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent.