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However, cash advances on credit cards also come with some significant drawbacks. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.

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This may include your name, address, phone number, employment information, and bank account details. There are several reasons why you might consider using a credit union for a personal loan. A secured revolving credit line is one that is secured by collateral, such as a car or a house.