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This means that there may be fewer protections in place to ensure that consumers are treated fairly. History at all, a secured credit card may be easier to get approved for than a traditional credit card. The application process can be time-consuming and may require the plymouth borrower to provide a significant amount of documentation.
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It's generally a good idea to keep your credit utilization below 30%. It is important for borrowers to carefully consider their options and choose a loan product that meets their specific needs and financial situation.