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These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.

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