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Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the valley possibility of legal action. Use credit wisely: If you do have credit, use it responsibly.

Check out reviews and compare terms and fees from several different lenders before you decide which one to use. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. One of the tx best parts about online loans is how fast they are.