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Just be sure to do your research and compare offers from multiple lenders before you decide which one to use. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. Additionally, carrying a high balance can damage the credit borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts.

However, cash advances on credit cards also come with some significant drawbacks. Credit card cash advances do not have a fixed repayment schedule, which means that the credit borrower can pay off the loan at their own pace. This can make cash advances on credit cards a very expensive way to borrow money.