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These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate.

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These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. This can be especially useful in an emergency situation, such as a car breakdown or medical expense.