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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. However, it is important for borrowers to carefully consider the il terms of their installment loan before agreeing to take it out.

However, cash advances on credit cards also come with some significant drawbacks. One of the bad main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan.