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Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay.

There are several advantages to getting a loan from a bank. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.