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Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust.

Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. As long as the online borrower makes their payments on time and in full, they can demonstrate their ability to manage debt responsibly, which can have a positive impact on their credit score.