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There are several advantages to getting a loan from a bank. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.

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A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account. Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit. Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the bad possibility of legal action.