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However, there are also some potential drawbacks to getting a loan from a bank. History at all, a secured credit card may be easier to get approved for than a traditional credit card. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. On the loans other hand, doorstep lenders are people who come right to your house to offer loans.