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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.

They will then be able to withdraw a certain amount of cash, up to their cash advance limit. Gather the loans required information: Most payday loan lenders will require you to provide some basic personal and financial information in order to apply for a loan.