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Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances.

Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor. Use credit wisely: If you do have credit, use it responsibly.

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