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Your Loan, Your Business

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While these loans may seem convenient, they often come with high fees and interest rates, which can make them difficult to repay. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.

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Using a secured credit card responsibly can help you build or rebuild your credit, which may make it easier for you to qualify for a credit line in the loans future. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.