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Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. A secured revolving credit line is one that is secured by collateral, such as a car or a house.

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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. If you are considering a doorstep loan, be sure to carefully research your options and understand the nc terms and conditions of the loan before you agree to it.

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