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Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate. It's important to note that payday loans can be very expensive and should only be used as a last resort.

Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. Online loans are also very flexible when it comes to who can apply.

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