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However, cash advances on credit cards also come with some significant drawbacks. The process of obtaining a loan from a bank starts with the loans borrower submitting an application and providing the bank with information about their financial situation and credit history.

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For example, many online lenders do not require a minimum credit score or collateral. For example, many online lenders do not require a minimum credit score or collateral. This means that if the bad borrower defaults on the loan, the lender can seize the collateral to recoup their losses.