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Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the middlefield time to understand your specific financial situation and help you find the right loan product.

The borrower can borrow as much or as little as they need, up to their credit limit, and can repay the middlefield loan at their own pace. This can make cash advances on credit cards a very expensive way to borrow money. Finally, banks may not be able to offer the loans same level of personalized customer service as some alternative lenders, such as online lenders or credit unions.