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To avoid these pitfalls, it is important for borrowers to carefully manage their credit line and only borrow what they can afford to pay back. This can make cash advances on credit cards a very expensive way to borrow money.

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This means that the fl borrower will pay less in interest over the life of the loan with a credit card cash advance. Community involvement: Credit unions are often closely tied to the loans communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities.