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Learn more about managing your credit and improving your credit score. Research payday loan lenders: Look for a lender that is licensed to operate in your state and has a good reputation.

Payday loans are short-term loans that are typically due on your next payday. Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan.

And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. This can be especially useful in an emergency situation, such as a car breakdown or medical expense.

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